Welcome to the OMG Borrower Blueprint - Your roadmap to a confident homebuying journey, with expert guidance every step of the way. Biggest Mortgage Myth (And why it’s wrong) The #1 factor that impacts your mortgage rate Why pre-approval comes before house hunting Should you shop around for lenders? How long does a mortgage pre-approval last? Underwriting & Appraisal Demystified 3 Things That Can Derail Your Mortgage Before Closing Small Lender vs Big Bank: What’s the Real Difference? Mortgage Servicing Transfers – What you need to know